Applying for Federal Disaster Assistance in Texas

Arts organizations and cultural institutions that have been impacted by Hurricane Harvey may be eligible for Federal assistance via:

• Federal Emergency Management Agency (FEMA) Public Assistance (PA)
• Small Business Administration (SBA) disaster loans

If your institution is affiliated with a government agency, such as a state university or a county or municipality, you should communicate with that agency regarding your damage and any expenditures (overtime of personnel, purchases, etc.) to protect your facilities. The information below doesn’t necessarily apply to your institution because your expenditures will be included as part of your government agency – but only if it is aware of your damage.

In a Nutshell: File, File, File

1. File a claim with your insurance company immediately. Follow all the deadlines set by the insurance company, and submit all documents and information requested within the deadlines set by the company. FEMA will want to see a settlement or denial letter from your insurance company to ensure that benefits are not duplicated, so be sure to file an insurance claim promptly. If you still have unmet needs or damages that the insurance company does not cover, then FEMA may be able to provide you with assistance.
2. File for FEMA Public Assistance. Don’t dither about your eligibility; let FEMA determine your status. Be aware of the filing deadline. If you miss the deadline you will not have access to this federal disaster assistance. S
3. File for a Small Business Administration disaster loan as well. Complete and submit the application as soon as possible. Returning the application does not obligate you to accept an SBA loan, but it is a necessary step to being considered for other forms of federal disaster assistance, including FEMA Public Assistance.

If you are private nonprofit organization unaffiliated with any government agency, apply for FEMA Public Assistance (PA) and an SBA disaster loan.

Only certain private nonprofit (PNP) organizations are eligible under FEMA’s Public Assistance Grant Program. To be an eligible applicant, the PNP must show that it has:

• A current ruling letter from the U.S. Internal Revenue Service granting tax exemption under sections 501(c), (d), or (e) of the Internal Revenue Code of 1954, or
• Documentation from the State substantiating it is a non-revenue producing, nonprofit entity organized or doing business under State law.

Additionally, for a facility to be eligible, the PNP must own or operate the facility and provide a service that is:

• Critical in nature (e.g., education, utility, emergency, or medical); or
• A non-critical facility that provides an essential government service AND is open to the public.

For more information on eligibility of PNPs, refer to the Public Assistance Program and Policy Guide at https://www.fema.gov/public-assistance-policy-and-guidance.

FEMA Public Assistance (PA)

Because of the scope of damage from Hurricane Harvey and the extended emergency response, several Texas counties were added to the federal disaster declaration over a period of six weeks. Most recently, 10 counties were added Oct. 11. The State of Texas is encouraging local and state jurisdictions and private nonprofit organizations seeking reimbursement for Hurricane Harvey expenses to submit a Request for Public Assistance (RPA) to the Texas Division of Emergency Management (TDEM).

Federal law requires that applicants submit RPAs within 30 days of their county being designated for FEMA Public Assistance. At the request of the State of Texas, FEMA extended the deadlines for some counties to ensure that local jurisdictions have enough time to prepare their requests for assistance.

While the federal deadlines are regulatory, the State of Texas and FEMA encourage applicants to submit requests even sooner to speed recovery efforts.

Here are the extended federal deadlines for the following counties:

Nov. 22 2017:
Aransas, Bee, Bexar, Brazoria, Calhoun, Chambers, Colorado, Dallas, Fayette, Fort Bend, Galveston, Goliad, Hardin, Harris, Jackson, Jasper, Jefferson, Kleberg, Liberty, Matagorda, Montgomery, Newton, Nueces, Orange, Refugio, Sabine, San Jacinto, San Patricio, Tarrant, Travis, Victoria, Waller and Wharton.

Dec. 14, 2017:
Austin, Bastrop, DeWitt, Gonzales, Karnes, Lavaca, Lee, Polk, Tyler and Walker.

Dec. 17, 2017:
Burleson, Caldwell, Comal, Grimes, Guadalupe, Jim Wells, Madison, Milam, San Augustine and Washington.

Submission of the RPA is an important first step to notify the State of Texas and FEMA that the applicant has sustained damage caused by the hurricane and its aftermath. The RPA also allows the applicant to provide the State and FEMA their contact information.

The following forms, attached, must accompany your application:

• Request for Public Assistance (RPA)
• PNP Facility Questionnaire
• Designation of Subrecipient’s Agent (DSA)
• Direct Deposit Authorization

Applicants should send their RPA to:

tdemrecovery.rpa@dps.texas.gov

For questions about Public Assistance, please contact:

Lori Foley
Administrator, Heritage Emergency National Task Force
Office of Environmental Planning & Historic Preservation
Federal Insurance and Mitigation Administration
FEMA | DHS
lori.foley@fema.dhs.gov
M: 202.826.6303

Small Business Administration Disaster Loan Program (SBA)

Non-Critical PNPs – most arts organizations and cultural institutions – must first apply to the Small Business Administration for disaster assistance. If denied by SBA or if your costs exceed what SBA covers, then FEMA may be able to provide you with assistance.

There are several types of loan programs available to private nonprofits. They include:

• Businesses and private nonprofit organizations of any size may borrow up to $2 million to repair or replace disaster damaged or destroyed real estate, machinery and equipment, inventory, and other business assets.
• Applicants may be eligible for a loan amount increase up to 20 percent of their physical damages, as verified by the SBA for mitigation purposes.
• Economic Injury Loans are also available for businesses that did not receive physical damage but were economically impacted due to the disaster.
• Interest rates are as low as 2.5 percent for nonprofit organizations. Loan amounts and terms are set by the SBA and are based on each applicant’s financial condition.
• To apply online, go to https://www.sba.gov/disaster-assistance/hurricane-harvey.
• SBA has opened five Business Recovery Centers. SBA representatives can meet with business owners to answer questions about SBA’s disaster loan program, explain the application process and help them complete their Electronic Loan Application. SBA staffs the Business Recovery Center with representatives from the Small Business Development Center, Women’s Business Center and SCORE to offer free financial counseling advice to business owners.

Hours are 8 a.m. to 6 p.m. weekdays and 9 a.m. to 4 p.m. weekends unless otherwise noted. The property damage application deadline is Oct. 24, 2017. The deadline to apply for economic injury is May 25, 2018.

More information is available at https://www.sba.gov/disaster-assistance.

You can also email disastercustomerservice@sba.gov or call (800) 659-2955. Individuals who are deaf or hard of hearing may call (800) 877-8339.

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